Registering is the whole sign-up.

No long applications. All registrations happen on our secure registration portal — click Register to participate, and a Stratum member consultant will confirm your details, issue your membership ID and set up your ownership units.

What happens after you register

We verify your details and issue your MBO membership ID
Your ownership units are allocated across member-owned ventures
Your Stratum account is opened on partner bank rails
You start allocating your salary and shopping where you own

Registering expresses interest in membership. Ownership units are not deposits and are not guaranteed. Banking, insurance and credit products are provided by licensed partner institutions.

One click to join

Register on our member portal

All Stratum Fintech and SAMBO registrations are completed on our secure registration portal. You will be redirected to finish your registration there.

Takes under two minutes · Membership ID issued after verification

The member flow, once you are in

Register to participate

Signing up is simply clicking Register. You join the member network, get verified and receive your membership ID.

You own first

Your contribution buys ownership units across the member-owned ventures — grocery, meat, produce, property, transport and more.

Your salary lands

Get paid into your Stratum transactional account, held on partner bank rails and fully bank secured.

Allocate where you own

In the app, split your salary across the ventures you own — groceries, meat, fresh produce, insurance, home loan or rent.

Spend in-app or in-store

Shop in Stratum Marketplace or tap your membership ID at any member-owned store, rooftop bar, gym or dealership.

Profits come back

90% of the profit those businesses make is shared with members — paid out or reinvested to buy you more shares.